Privacy Policy

Information We Collect

At Quarinosvelth, we collect information that helps us provide better financial education services. This includes data you provide directly when creating an account, subscribing to our content, or contacting our support team.

• Your name and email address when you register for our platform
• Contact information including phone numbers and mailing addresses
• Payment information processed securely through our payment processors
• Communication preferences and subscription settings
• Professional background information if you choose to share it

Our systems automatically collect technical information about your visits, including your IP address, browser type, device information, and how you interact with our website. This data helps us improve our platform and provide a better user experience.

How We Use Your Information

Your information serves several important purposes in delivering our financial education services. We analyze user behavior to improve our content and create more relevant learning materials.

Your Privacy Rights

Under Canadian privacy legislation, including PIPEDA, you have significant control over your personal information. We respect these rights and have established clear procedures for exercising them.

Data Sharing and Third Parties

We maintain strict controls over data sharing and only work with trusted partners who meet our privacy standards. Your information is never sold to third parties for marketing purposes.

We share necessary information with carefully vetted service providers who help us operate our platform, process payments, send communications, and analyze website performance. These partners are bound by strict confidentiality agreements and can only use your data for the specific services they provide to us.

We may disclose personal information when required by Canadian law, court orders, or to protect our rights and safety. Any such disclosures are limited to what's legally required and we notify affected users when legally permitted to do so.

Data Security and Retention

We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, or destruction. Our security practices include encryption, secure servers, and regular security audits.

• SSL encryption for all data transmission between your device and our servers
• Secure data centers with physical and network security controls
• Regular security assessments and vulnerability testing
• Employee training on privacy and security best practices
• Multi-factor authentication options for account access

We retain your personal information only as long as necessary to provide our services and comply with legal obligations. Account information is typically retained for seven years after account closure, while communication records are kept for three years. You can request earlier deletion in most cases.

Cookies and Tracking

Our website uses cookies and similar technologies to enhance your browsing experience and analyze site usage. Most cookies we use are essential for basic website functionality, while others help us understand how visitors use our platform.

International Data Transfers

While Quarinosvelth primarily operates within Canada, some of our trusted service providers may be located in other countries. When we transfer data internationally, we ensure appropriate safeguards are in place to protect your privacy rights.

All international transfers comply with Canadian privacy law requirements and include contractual protections that ensure your data receives the same level of protection regardless of location.

Changes to This Policy

We review and update this privacy policy annually or when significant changes occur in our data practices. When we make material changes, we'll notify active users via email and post the updated policy on our website with a new effective date.

Continued use of our services after policy changes indicates your acceptance of the updated terms. If you disagree with changes, you can close your account before the new policy takes effect.